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Harold's Cross Credit Union

244/246 Harold's Cross Road, Dublin, Ireland
Financial Service

Description

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Harold's Cross Credit Union is now part of the Heritage Credit Union.  Bank at any of the seven offices -- see Heritage Credit Union page for details. Harold’s Cross Credit Union Common Bond
If you live or work on any of these streets, you can join Harold’s Cross Credit Union!

Adrian Ave (off Clareville Rd); Aideen Place; Aideen Drive; Airfield; Alexandra Tce; Arbutus Ave; Ashdale Park; Ashdale Ave; Ashdale Gardens; Ashdale Road; Brighton Ave; Brighton Gardens; Brighton Road; Brighton Square; Coulson Ave; Casimir Ave; Casimir Rd; Cherry Court; Corrib Road; Darley St; Derravaragh Rd; Emmet St; Effra Rd; Fitzgerald St; Ferrard Rd; Gandon Close; Cherry Court; Garville Ave Upr; Greenmount Lane; Greenmount Ave; Greenmount Tce; Grosvenor Square; Grosvenor Rd; Grosvenor Place; Hannaville Park; Harold’s Cross Road; Harrison Row; Hazelbrook Drive; Hazelbrook Road; Heatfield Road; Kenilworth Park; Kenilworth Road; Kenilworth Square North; Kimmage Grove; La Vere Terrace; Cedar Grove; Larkfield Avenue; Larkfield Gardens; Larkfield Grove; Leinster Road; Larkfield Place; Leinster Place; Leinster Road West; Lr Kimmage Rd (even numbers only); Mount Tallant Ave; Mayfield Rd; McMorrow Square; Melvin Rd; Mount Argus Ave; Mount Argus Green; Mount Argus Grove; Mount Argus Park; Mount Argus Road; Mount Argus Terrace; Mount Argus View; Mount Argus Way; Mt Drummond Avenue; Mt Drummond Square; Neagh Road; Parkview Court; Parkview Avenue; Parnell Avenue; Parnell Rd; Priory Rd; Robert Emmet Building; Rathgar Ave; Riversdale Gardens; Shamrock Villas; Shanid Rd; Sion Hill Ave; St Enda’s Rd; St Martin’s Ave; St Martin’s Drive; Terenure Park; Terenure Place; Terenure Road East; The Cloisters; The Laurels; Tivoli Ave; Tivoli Rd; Tower Ave; Tramway Villas; Wheaton Place; Wilfrid Road; Wilfrid Tce; Westfield Rd; Whitton Rd.


All you need to open your account are:
1. Photo ID;
2. Proof of PPS number;
3. A recent utility bill (not more than 3 months old) that shows your address;
4. €1 joining fee and
5. Minimum lodgment of €13 as shares (shares are equivalent of savings and give you voting rights in the credit union, as well as the opportunity to earn dividends).
Under 16s can join with just €5, no joining fee, proof of PPN and birth cert as proof of ID.
Please allow up to 30 minutes to open your account. Thank you for your patience.

The modern Credit Union movement traces its origins to Germany and to Friedrich Willhelm Raiffeisen, the Mayor of a small town in southern Germany, who in 1849 formed societies, which later evolved in to Credit Unions. The purposes of these Credit Unions was to enable people to help themselves in relieving debt and poverty.

A Credit Union is a democratic, financial co-operative owned and controlled by its own members. Each Credit Union is run only to benefit its members, all of whom have something in common - the common bond.

The Credit Union movement was introduced into Ireland in 1958 by Nora Herilhy with the support of a number of other dedicated pioneers.

Since then, the Credit Union philosophy of mutual self-help has proved very popular, and there are now over 530 Credit Unions affiliated to the Irish league of Credit Unions throughout the country.

In Ireland over two million members have recognized the value of credit unions, and have savings approaching several billion euro with their credit unions. There are thousands employed in the sector and many more thousands are volunteers involved in the movement.

RECENT FACEBOOK POSTS

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Creative Writing Readings

Our very own Harold's Cross Festival continues with a literary evening in Peggy Kelly's Pub. Join us for an evening of poetry, prose and music in celebration of community.

Creative Writing Readings
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Harold's Cross Festival

Harold's Cross Festival
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Table Quiz in aid of Festival 2017

Hi, everyone. This was a lot of fun last year and should be a great evening tomorrow night. All welcome!

Table Quiz in aid of Festival 2017
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Creative Writing Workshop

Join acclaimed author Adam Wyeth for an exciting series of workshops for writers of all levels. Expect to discover and strengthen your own unique writing voice and receive helpful and constructive feedback. The course will be held over six Tuesdays beginning on February 28. Cost: €120.00. Food and drink are available for purchase.

Creative Writing Workshop
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Timeline Photos

Timeline Photos
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Timeline Photos

Hey, everybody! World-famous balloon artist Mr Balloonatic will be dazzling everyone with his spectacular balloon art at the Harold's Cross Festival on Saturday from 12:00 noon to 3:00 PM, sponsored by the Rathfarnham & District Credit Union.

Timeline Photos
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Harold's Cross Festival

This year's Harold's Cross Festival begins today with a spectacular programme of events of cultural, historical and family interest. And lots of fun!

Harold's Cross Festival
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Rathfarnham & District Credit Union

Post-amalgamation, we still take pride in supporting the local community.

Rathfarnham & District Credit Union
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Timeline Photos

Fun Table Quiz on Thursday, 3 March at 7:30 PM in McGarry's Pub in support of the Harold's Cross Community Festival. Prizes sponsored by the Rathfarnham Credit Union. All are welcome!

Timeline Photos
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Special notice from the Board: Office closed this Saturday, 30 January 2016. Reopens Tuesday, 2 February, 10.30am, as Harold's Cross branch of Rathfarnham Credit Union. We're delighted to inform you that our merger with Rathfarnham Credit Union has been a great success. We offer the same great service and financial products and we'll always have a focus on our community. But, next Tuesday, we'll be part of a greater community, with more members, more services and more security for you. Thanks go to all our staff and volunteers for their hard work and commitment over many years. Without them, this step forward would not be possible. Apologies for any inconvenience caused by our office closure this Saturday. The closure is to facilitate the transfer of data to a centralised computer system, a move that will soon see all members able to transact their personal banking online, through their credit union accounts. Feel free to contact anyone in the office over the coming days if you'd like any more details. Members of the Board will be on hand to tell you about the exciting plans for growth and service improvements. Volunteers are always welcome so, if you would like to contribute to the growth of your credit union, please let us know. Thank you for your membership and your continuing commitment to your credit union. Beverly Sperry, Acting Chairperson, Board of Directors, Harold's Cross Credit Union. 26 January 2016

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A MESSAGE FROM THE BOARD Harold’s Cross & District Credit Union Limited The financial services market has changed dramatically in recent years. New, higher standards of regulation and compliance have been implemented by the Central Bank and apply to all organisations within the financial services sector, including credit unions. The challenge for us has been how to nurture growth and create organisations which are better able to manage these complex regulatory requirements and deliver twenty-first century services efficiently and effectively to a wider membership base, while retaining the special ethos and community spirit of the credit union movement. To further this goal, we have sought a strategic alliance with the Rathfarnham & District Credit Union, a strong, vital credit union which has positioned itself as the anchor for the merger of like-minded credit unions in South Dublin and beyond. Rathfarnham’s merger with Templeogue Credit Union in 2015 was the first stage of this process, and following the merger with Harold’s Cross, will result in an organisation with 24,000 members and over €90 million in assets. The combined credit unions will trade under the name of Rathfarnham and District Credit Union, with branch offices in Rathfarnham Village, Nutgrove Shopping Centre, Fortfield Park and Harold’s Cross. The advantages for members and staff of the larger organisation will include increased investment in new products, services and staff development, leading to further growth and better services for members and more opportunities for staff. Below, we have set out a number of questions and answers which we hope will deal with most of your queries. If you have additional questions or would like to discuss any aspect of the amalgamation, you may do so in any of the following ways: By email to mergerfeedback@haroldscross.cu.ie. By post addressed to the Board, Harold’s Cross Credit Union, 244-246 Harold’s Cross. By telephone or in person during opening hours. Directly to the Central Bank at Registry of Credit Unions, P. O. Box 559, Dame Street, D2. Please note that all representations must be received no later than 26 January 2016. In conclusion, we would like to thank you all for your continued loyalty and support. Beverly Sperry, Chairperson Joseph Glynn, Secretary Amalgamation with Rathfarnham & District Credit Union Harold’s Cross Credit Union January 2016 FAQs 1) Will the office in Harold’s Cross remain open? Yes. In addition, you will be able to transact business in the offices in Rathfarnham Village, Nutgrove Shopping Centre, and Fortfield Park. The booklet you received in the post contains the addresses and opening hours of these offices. 2) Will the name stay the same? No. Once the Transfer of Engagement is complete, we will trade as Rathfarnham & District Credit Union. Although this name will be used on all documents, your transaction receipts and account statements will otherwise be 3) Will I be dealing with the same people I am used to seeing? Yes. All of the staff in Harold’s Cross will be participating in the merger and you will see their welcoming faces behind the counter as you have always done. Over time, you will also get to know some new faces. 4) What will happen to my accounts? Your savings accounts and loans remain unaffected by the change, and savings will continue to enjoy the benefits of the Government’s Deposit Guarantee Scheme up to a maximum of €100,000 per member. 5) Will the opening hours change? Yes. The opening hours of the Harold’s Cross Road office will be extended and harmonised with those of the wider RDCU organisation. This will give you access to face-to-face interaction with credit union staff six days every week, subject to an individual office’s open/close days. 6) What new services will be available? You can have your salary, pension, social welfare payments, grants, etc., paid directly into your credit union account. This is because your account will become SEPA-enabled, which means that your account will have its own unique IBAN and BIC codes. 7) What else will having a SEPA-enabled account mean for me? You will also be able to make payments from your credit union account into accounts in other SEPA-enabled credit unions and banks in Ireland as well as any of the 30+ SEPA countries worldwide. This can be accomplished either face-to-face in one of the four offices or from the comfort of your own home or workplace via the Web. 8) What happens to my membership? All current members of the Harold’s Cross Credit Union will automatically become members of the Rathfarnham and District Credit Union, and the RDCU Common Bond will be extended to include all current and prospective members of the Harold’s Cross Common Bond. 9) I have more questions. How can I get in touch with you? There is a dedicated email account in place to answer your questions about the amalgamation. Comments and queries sent to mergerfeedback@haroldscrosscu.ie will receive prompt attention.

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Quiz

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