Timeline Photos

We are here to help your finnacial needs. Please call for appointment 0456 244 917 or email lbfinancialservice@gmail.com Thank you for choosing us.

REFINANCING The health of your existing loan should help you determine whether or not you should refinance. Even a small reduction in the interest rate can quickly bring dividends - particularly when we find a lender willing to waive routine charges such as establishment fees or ongoing monthly fees. If you're smart, refinancing becomes a process of rejecting the loans that might look good at first sight but have hidden fees that can turn them into a long-term burden. While promising lower interest rates, some discounted home loans come at the expense of higher fees or locked in products that serve to push up costs How Healthy is Your Current Loan? Compared to some of the new loans and lower rates coming into the market, your current home loan could perhaps be in better shape. At L&B Finance Services we can help you assess your existing loan. Think of it as a health check - we will examine the loan for existing ailments (such as monthly fees, hidden costs including cheque books or ATM access, penalties for additional payments and so on), and also evaluate the long-term viability of the loan. We will also help you determine whether your existing loan has features that you don't use or really need – they might not be relevant to your situation. Some features can unnecessarily increase the cost of the loan - so if they are sitting idle, it is money wasted. If you existing loan is not in great shape the good news is that there are ways you can get a better deal, simply by refinancing to a more cost-effective option. What Will it Cost? The cost of refinancing depends on the exit fees attached to your existing loan and the establishment fees imposed by the new lender. At L&B Financial Services we can ascertain what it will cost to pay out your loan early. Then it is a matter of weighing up how much you will save over the course of the loan.

BUSINESS LOANS Are you looking to set up your own business? Or perhaps you would like to access equipment finance to help your endeavours grow? Whatever your situation, L&B Financial Services is bound to have a commercial finance product to suit your needs. L&B Financial Services provides professional advice on a full range of commercial and business finance options for you. L&B Financial Services is able to assist with commercial lending advice on equipment finance, business loans, debtor finance, and commercial property finance or property development and many more depending on your business. To stay one step ahead, we are also continually sourcing new lenders, whether they are mainstream, non-bank or private lenders. This is part of our commitment to providing the best choice and service possible to you.

INVESTMENT LOANS An investment loan could be used for multiple purposes, and at L&B Financial Services we will be able to help you secure a loan to suit your individual purpose. Whether you are thinking about an investment property or you want to invest in a business, we have the financial professionals you need to start your next investment venture.. At L&B Financial Services we can help you successfully gain an investment loan by looking opportunities you may have missed. For example, you may be able to use existing equity to achieve a better rate or bigger loan, and they will also be able to inform you of legalities and other important facts when filling out loan applications and contracts. If you need an investment loan, look no further than L&B Financial Services, Don't settle for less when it comes to your hard-earned investment money, speak to a L&B Financial Services today about an investment loan for you.

CAR FINANCE At L&B Financial Services we offer vehicle packages for individuals through to large-scale fleet businesses. Our finance packages cover all types of funding for both full-doc and low-doc customers. You can trust L&B Financial Services to match your needs with the finance package that best suits you. Whether you are looking to purchase either a new or used motor vehicle for either personal or business use, we have the right finance package for you. We guarantee fast and efficient, personalised service, which will have you viewing your vehicle today and driving it away tomorrow. Even if you have not found that special vehicle yet, we can provide you with the pre-approval for you to have peace of mind for when you are negotiating the purchase price and settlement of your vehicle. We can assist you to finance: New/ Used Motor vehicles Taxi vehicle finance Vehicle LPG conversions All Cab fit outs We offer finance packages including: Commercial hire purchase (CHP) Chattel mortgages Leasing and rental These finance packages are not just limited to motor vehicles but are also available for: Motor Vehicle Fleet Finance Trucks Trailers Earthmoving Equipment Boats CaravansNCE

PERSONAL LOANS Whether you are planning a holiday, buying a car or consolidating your loans, L&B Financial Services can help. We offer a range of personal loans to suit your needs, plus we make the loan process as easy as possible. Great rates Why pay more than you have to? We have a panel of personal loan lenders, rather than just one or two products like the banks. This means you get a choice between a number of rates, potentially lowering your repayments! Pre-approval on your loan If you'd like more bargaining power when you buy your new car, why not get pre-approval on your loan? Pre-approval gives you piece of mind know exactly what you can afford and dramatically increases your bargaining power! Fixed repayments Do you like the certainty of fixed monthly repayments for the life of the loan? We do! That's why a range of our loans have a fixed interest rates, which means you won't be subject to nasty interest rate rises. Quick and easy With the help of L&B Financial Services, we can get loan approval within hours and your money within days. The application form only takes twenty minutes and is easy to complete. Whatever your circumstances, if you’re looking for a personal loan, why not speak to us L&B Financial Services? We’re happy to help!

HOME LOANS Whether you are buying your first home, investing in residential or commercial properties or wanting to refinance you existing home loan, L&B Financial Services can help you. There are many different types of home loan products on the market. Not surprisingly there isn't a one size fits all product, this is where a L&B Financial Services can help you!! At L&B Financial Services we understand this is a big step towards your financial security and is also a very exciting and challenging time in saying that we understand how confusing it can be to try and navigate your own way through the process alone. This is where at L&B Financial Services can help you take that next big step.

Timeline Photos

Timeline Photos

We are here to help all your financial needs. We are just one phone call away. Make the call now 0456 244 917 Leo.

L&B Financial Services

L&B Financial Services's cover photo