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Ray Cooke Mortgages

3 Main Street, Clondalkin, Dublin 22, Dublin, Ireland
Insurance Broker

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Ray Cooke Financial Services provides advice on Mortgages, Life Insurance, Serious Illness Cover and Income Protection options based in Dublin 22.  

RECENT FACEBOOK POSTS

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More competition is good for the market & that is why is so important to use a broker & shop around for the best deals!! https://www.independent.ie/business/personal-finance/credit-unions-to-take-on-banks-with-mortgage-lending-offers-36420248.html

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If you have any questions please contact us!! https://www.independent.ie/business/personal-finance/karl-deeter-dont-be-so-nice-get-mortgage-loan-savvy-and-play-the-banks-at-their-own-cashback-game-36414703.html

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We are closed today from 1.30pm, reopening on the 2nd of January 2018. Merry Christmas and a happy New Year from all at Ray Cooke Financial Services 🎄❄️☃️

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Following yesterdays announcement by the central bank, second time buyers have been impacted by the new mortgage exception measures. If you have any queries relating to this, please don't hesitate to contact us here on 01-687 5800 or email info@raycooke.ie

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https://www.independent.ie/business/personal-finance/property-mortgages/rise-in-property-prices-to-slow-down-but-house-costs-still-expected-to-go-up-over-next-three-years-36359468.html

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The Central Bank Of Ireland has decided NOT to change mortgage deposit rules for First Time Buyers. From January 2018, there will be a reduced amount of exceptions available to Subsequent buyers (10% down from 20%). Do you agree with this?

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https://www.irishtimes.com/opinion/david-mcwilliams-want-to-fix-the-housing-crisis-tax-land-1.3301128

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While this is good news for self employed as they may now qualify for long term invalidity sick pay for the first time. Many people (PAYE or Self employed) still do not have illness cover. There are policies that will pay out for specific illnesses (e.g. cancer or heart attack) or Income Protection cover which pays monthly to cover ongoing rent/mortgage payments (which also qualifies for tax relief!). If you have just a basic policy (or worse still, nothing at all) why not contact us for a quote. Email info@raycooke.ie or call 01 6875800... Don't wait until its too late!

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This is why you use a mortgage broker- we shop around 6 banks to get you the best deals on the market... and this is a free service to you!!! https://www.independent.ie/business/personal-finance/mortgage-price-war-set-to-encourage-more-homeowners-to-switch-lenders-36347156.html

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http://www.irishexaminer.com/breakingnews/business/housing-dysfunction-is-a-political-failure-not-an-economic-one-814878.html

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https://www.independent.ie/business/personal-finance/property-mortgages/revealed-how-much-renters-need-to-earn-to-afford-onebed-flat-in-dublin-36327220.html

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No change to ECB base rate and all signs indicate mortgage rates to stay low into 2018. If you have any questions or require assistance in arranging your mortgage, why not give us a call at 016875800 or email info@raycooke.ie and Sean or Emma will get back to you to discuss what options are available.

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