Timeline Photos

What made a Canadian a “have” or a “have not” in the 1930s? Same as today – someone with a financial plan, and someone without.

Timeline Photos

Join Tyler Brewer - Investors Group & I tomorrow at the 11th Annual Frontenac Community Services Fair. We will be showcasing a workshop on cash management. As the foundation of your financial plan, our strategy is used to organize your monthly cash flow and begin planning for your financial future. ** This flyer will act as a bus pass for individuals who will be taking the bus during hours that the Fair is running.

How to blow your tax refund money — starting with don't do it

Canadians have become accustomed to the almost forced savings aspect of their tax refund. With the average Canadian tax return being upwards of $1500, the obstacle then becomes - what do I do with my refund? The answer to that question - allocating your refund to expenditures that will have a lasting impact on your future! Take the time to look at the big picture and understand what’s in store for your future. Connect with me for a one-on-one meeting to discuss your goals & determine how we can get you on track to being there sooner.

Do you know someone buying a home this spring? I can help. For every potential client you introduce, you’ll be entered for a chance to win one or more memorable getaways! Make an introduction today: http://goo.gl/rjH6UJ

Timeline Photos

Fact: Mortgage insurance from a lending institution can do more to protect the lender than you. A better idea? Personal life insurance that you own and control. Learn more: http://goo.gl/MBk1g8

Investors Group

How first-time home-buyers are bridging the gulf between their dreams and reality

“It used to be that you get out of school, get your first job and there you are with a single home. There seem to be more steps in between now.” If you're planning on buying your first home in the near future, here are some tips to help you reach that goal!

If you haven't heard already, the Kingston Home & Cottage show is taking place this weekend March 18th-20th. Message me to learn more & to receive a discount off admission prices!

Timeline Photos

Don't forget!! Sunday, March 13, 2016, 2:00:00 AM clocks are turned forward 1 hour to Sunday, March 13, 2016, 3:00:00 AM local daylight time instead!

Retirement is decades away for millennials — and that's why now is the time to start saving

Why you should start saving NOW rather than LATER and what it costs if you procrastinate. Let’s say you estimate you need $1 million to retire comfortably. If you start at 25, you’ll only need to make annual contributions of around $8,280 at a five per cent annual return. If you don’t start saving until 35, you’ll need to contribute $15,050 every year! Connect with me so that we can get you on track with your own personalized and affordable savings plan.

Build it up, draw it down: Why it's such a struggle to save an emergency fund

In the Greek myth of Sisyphus, he was condemned for eternity to roll a boulder up a hill, just to see it roll right back down. For those of us trying to build up emergency funds of short-term savings, it can feel like a similar exercise: As soon as you manage to put some cash aside, you have to draw it down for sudden expenses — and then start all over again. Take a look at these four guidelines to building an adequate emergency fund & connect with me to see how we can incorporate it into your financial plan.

Huge debts, small income: How this young couple can get a handle on their finances and start to save

Situation: Recent grads with good jobs but little income for debt reduction, home purchase & retirement. This case may demonstrate exactly where your financial situation lies today. Financial planning gets to the heart of the matter by reviewing your finances in relation to the rest of your life. Taking into account your current financial situation while looking at it in the context of where you’ve been, where you are now, and where you’d like to go Contact me to set up a free, no obligation, tax and personal financial review.