Blog 2075 - St Ives - Ben Dennis
Description
Ben Dennis offers his clients the benefit of more than twenty years of finance industry experience coupled with a commitment to consistently provide exceptional service.
Ben’s focus on outstanding customer service means he is highly responsive, and he makes a commitment to respond to client calls and emails within two business hours as much as possible.
“I pride myself on providing clients with service that is second-to-none – that’s a non-negotiable for me,” he said.
“That also includes making contact with my clients daily so they are fully informed of the progress of their application and are never left wondering.”
Ben understands the importance of finding his clients the best loan to meet their needs and goals now and into the future, and as a result regularly has his clients refer him to their family and friends.
“When my clients trust me to help others they know, that is the greatest compliment and one that I take very seriously,” he said. “That’s why it’s paramount to me that I find the best solution for every client, every time.”
In addition to his extensive finance industry experience, Ben has qualifications in Business (Banking and Finance) and Financial Planning.
Ben has a long association with the Scouts Association of Australia and received his Queens Scout Award in 1993. He also enjoys amateur theatre.
Ben is able to assist clients with their personal and business finance needs, and works with a range of borrowers – professionals, first homebuyers, those looking to refinance an existing property or purchase a new property, and those wanting to start or grow their investment property portfolio.
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facebook.comSydney property prices show no signs of slowing down
If you're an investor, you may wonder if its too late to buy into Sydney? Perhaps not. Moody's Analytics predicts more price growth to come in 2017.
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Merry Christmas from all of us at Smartline. While investing in your financial future is so important, investing time in your family and friends, especially around Christmas, is a pretty great idea as well. Wishing you a safe and happy day tomorrow.
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#St Ives vs #NorthTurramurra vs #Turramurra - here's a graph that shows how the suburbs compared this year according to the median house prices.
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Beautiful 4 bedroom house on 1,813sqm is up for sale. The pictures say it all - this property amazing boasts underfloor heating, beautiful timber floors, huge outdoor entertaining areas, walk in pantry and built in bar, heated swimming pool and more. It's also a short walk to St Ives village, but located in a quiet spot away from the busy heart of the suburb. What would you pay for this lovely property? The 6 month average for houses with 4 bedrooms or more, on over 1500sqm is $2,972,272.
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Here it comes ... some banks are increasing their variable interest rates, despite the RBA leaving cash rates on hold. NAB has just increased its variable rates on new and existing residential investor home loans by 15 basis points from 5.4 per cent to 5.55 per cent. ING DIRECT have also increased their variable interest rates on all residential home loan products by 15 basis points. Westpac have increased rates on some of its interest-only variable home loans by between 8 basis points and 15 basis points. Please don't hesitate to be in touch to discuss your mortgage options or the future of your loan.
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A recent survey of 2500 people shows us what buyers and sellers are thinking about the property market. In Sydney, 74% think now is a good time to sell, although some sellers are worried about selling because they don't want to be left out of this growing market (which may be why stock is low). Part of the reason for this seller confidence is that 52% of buyers still think it is a good time to get into the market. Although, it must be pointed out that buyer confidence has dropped over the last 12 months. It seems that both supply and demand are falling. The NSW Office of State Revenue reported a 10% drop in the number of property sales since July. Perhaps prices are continuing to rise because supply is falling faster than demand. Take a look at the graph below for the sentiments across the country.
Photos from Blog 2075 - St Ives - Ben Dennis's post
Big sale last week - 5 bedroom house sold for $3,350,000 at 15 #BundabahAvenue #StIves. This property is pretty amazing (you would hope so for this price)! It boasts full brick, a huge 1,574 sqm of land, north to rear, 3 bathrooms, luxury appliances and fixtures, landscaped yard and pool, extra rooms (rumpus, in law accomo, gym or study), cricket nets and lovely outdoor entertaining area. It sold for $1,875,000 in 2007, and it looks like that includes some work although perhaps not major renovations. Interesting that it doesn't look like it will achieve double in the ten years, perhaps due to its price point at the high end of the market.
Photos from Blog 2075 - St Ives - Ben Dennis's post
This 5 bedroom home on #TorokinaAvenue #StIves is up for sale after a major reno. This property, at no.23, boasts 1239 sqm land size and has been architecturally deisgned (see first 6 pics). Huge inside, with 500sqm of internal space, it has several living zones, quality appliances and fixtures, beautiful outdoor entertaining area, and blackbutt floors. It does have a south facing rear. Nevertheless, with a 25 minute walk to St Ives village, and a short walk to St Ives Primary and St Ives High, the property is in a very convenient location. It will be very interesting to see what price this home goes for, as it sold this time last year, prior to the reno, for $1.9M (last 6 pics). Will the owners make a profit do you think?
Photos from Blog 2075 - St Ives - Ben Dennis's post
11 #WarrimooAvenue #StIves has sold for $1,975,000 after a beautiful reno. This 4 bedroom home on 1037sqm is immaculately presented, with a great central location. It last sold for $940,000 in 2009, but has since had a complete make over, pushing the price up by 110% in just 7 years. Cudos to Mcconnell bourn.
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A recent survey of 1000 Australians showed the second most common reason people don't switch their home loan, despite being able to save thousands, was ‘Time and Effort’. A massive 28% of people did not switch, even if it cost them more financially. If this sounds like you, consider getting someone else (us!) to do all the hard work for you. A good broker can save you all that time and effort; we can find the best lender with the best loan that matches your lending requirements. We can negotiate with the lender, work out what documents are required and guide you through the whole process keeping time and effort on your part to an absolute minimum.
CoreLogic NSW Housing Update November 2016 - Personal Mortgage Brokers for Home Loans in Australia - Smartline
Here are the October stats for Sydney property, which continues to rise in value! 1. Sydney dwelling values rose by 0.6% in October, which is an increase of 66% since the beginning of the growth cycle in 2012. 2. Sydney still shows the highest rate of annual growth with house values up 10.9% and unit values up 9.1% over past 12 months. 3. Low stock levels continue to create some level of urgency amongst buyers with total listings down 10.1% since this time last year, and around half the number of listings as seen 5 years ago. 4. The median house price for Sydney is $920,000 and the median unit price is $690,000 5. House rental yields in Sydney remain low with houses at 2.8% (the lowest rate in the country) and units at 3.8%.
What impact will President Trump have on the Australian property markets? Michael Yardney gives his thoughts. | Real Estate Talk | Your Trusted Voice For Property Investing. Anywhere, Anytime.
What effect will the Trump administration have on Australian property markets? A very interesting podcast if you have a spare 13 minutes!
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