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We are here to save you money on your home loan.
Call us today to see how much you could save. This website is for people to gain assistance in obtaining approval for their property purchase or loan refinance. A copy of each individual Mortgage Broker privacy policy will be forwarded to you. LoanChanger.com.au and Cosi Trading Pty Ltd are both bound by the Australian Privacy Laws and any information gathered through this site will be used only for the purpose it is intended by the supplier and not given to any third party. www.LoanChanger.com.au is fully owned by Cosi Trading Pty Ltd which acts as a credit representative (CRN 410464) of Australian Associated Advisers Pty Ltd (Australian Credit License No. 392169). David Cosgrove is the sole owner of Cosi Trading Pty Ltd also acting as a credit representative (CRN. 394149) of Australian Associated Advisers Pty Ltd. Both Cosi Trading Pty Ltd and David Cosgrove hold memberships with the Mortgage and Finance Association of Australia (MFAA) and are members of COSL. A referral fee may be paid to a referring agent but any fee will be disclosed in its entirety as required by NCCP. * Conditional to loan being over $250,000 and not inclusive of costs associated with breaking a fixed loan. **The comparison rate is based on a secured loan of $150,000 over the term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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facebook.com‘RBA will cut again’, says economist
Interesting article regarding interest rates. Most lenders have just lifted rates outside any change in the RBA rates, most just investment rates. But this paves the way for the RBA to possibly cut rates and the lenders to just pass on the amount that we have just seen added. Many people are rushing to fix rates but I don't think we will see any RBA rate increases in the near future. If you are looking at your loan and wondering whether you can get a better rate or would just like pricing at your current lender please get in touch.
here come all the rate increases on variable rates outside of an RBA rate change! Westpac Effective Friday 16 December 2016, all new and existing home loan variable rate products on Interest Only Repayments will increase by 0.08% and Equity Access Loans will increase by 0.15% Changes to NAB Residential Investment Home Loan Variable Rates NAB will increase all NAB residential investment home loan variable rates for new and existing lending by 0.15% per annum, effective from Monday 12 December 2016 With more to follow!
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Get up to $2,500 back when you refinance your home loan with Loan Changer. Get a free quote on your current loan by visiting www.loanchanger.com.au. Deal direct with a broker who cares.
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Get up to $1500 from the lender and up to $1000 from Loan Changer when you refinance your home loan.
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Love your lender but just want a better rate? I will negotiate with your current lender for a better rate ..... why pay more than you have to. My latest client was offered 4.43% on her loan coming off a fixed rate and I organised a further 0.3% off her rate saving her $1600 a year in interest.
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Refinance Your Home Loan and Save
Do you have a loan? Can't be bothered with all the hassle of changing lenders? Let us get pricing on your existing loan with your current lender and see whether we can save you money each month. No fee to you unless your lender charges a fee to change your loan. www.loanchanger.com.au
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New Rates
The pipeline of units under construction reaches a record high
Have you bought an apartment off the plan! Get your finance organised early as valuations are generally coming in low. If you are looking at buying an apartment there might be some bargains once finance falls over for existing deals.
Are you still renting? Rent up for review? A few stats below on how rents have changed. For the full report send me an email david.cosgrove@keyinvest.com.au Rental rates continue to fall across the combined capital cities •Weekly rents across the combined capital cities fell by -0.4% in June 2016 and are now -0.6% lower over the past year. •Half of the capital cities have seen rents rise over the past twelve months, including Sydney (0.4%), Melbourne (1.7%), Hobart (4.6%) and Canberra (1.9%). •Large rental falls in Perth (-8.6%) and Darwin (-16.2%) have pulled the combined capital average lower, with rents in Brisbane (-0.3%) and Adelaide (-0.4%) also lower over the year. •Currently, combined capital city rental rates are $487/week for houses and $469/week for units. •It is anticipated that the rental market weakness will persist and that on an annual basis rents will continue to fall over the coming months.
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