For all your auto, home, business, life, disability, farm, rec vehicle & boat insurance needs. If you need it covered, chances are, I've GOT you covered! Social Media Disclaimer


This disclaimer applies to Insurance Brokers of Minnesota, Inc. - Waconia’s (IBMN) social media presence on the internet. For your security, please do not post or direct message any personal information such as account or policy number, claim number, phone number, personal email address, financial information or any unique identifying information in any online social media site. We cannot answer policy or service-related questions on social media networks.
By using IBMN’s websites or web-based services, you agree to the following guidelines and terms. Your continued access or use of the websites or web-based services shall be deemed your acceptance of this legal disclaimer.

Commenting Guidelines
The purpose of IBMN's social media presence is to share information and ideas that we deem interesting, educational and thought-provoking. Any comments by any entity other than IBMN are public opinions and do not necessarily reflect the position or opinion of our Company. We reserve the right to block any commenter and remove any posts that we deem to be inappropriate, offensive or an infringement upon another’s rights or in violation of any laws at any time.

Your positive contribution to our online discussions is welcome, we simply ask the following:
•Do not post or transmit any unlawful, threatening, abusive, libelous, defamatory, racist, obscene, vulgar, pornographic, profane or indecent information. This includes, without limitation, any transmissions that are or that encourage illegal conduct. This ban includes anything that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

•Never post or transmit comments containing harassing or offensive language, using sexual references, sexual nicknames, racial slurs or rude or deliberately offensive comments.

•Do not engage in disruptive activity online, including excessive use of scripts, sound waves or scrolling (repeating the same message over and over).

•Do not post materials that are confidential, proprietary, false, fraudulent, libelous, invasive of privacy or publicity rights, infringing on intellectual property rights, illegal or otherwise objectionable. Do not attach copyrighted or other protected materials unless you own or control rights to those materials.

•Do not post or submit any third party materials unless you have first obtained consent from the owner of such materials. By posting and/or submitting material or links to this Site, you represent that you have the right to share the material in your submitted content, including (without limitation), intellectual property including, but not limited to trade-marks and copyrighted material.

For example:

•You must obtain consent from every person who helped you create your posted materials (e.g. photographers, videographers, etc…);

•You must obtain consent from every identifiable person (and his/her parent/legal guardian if he/she is under the age of majority in their jurisdiction of residence) who appears in your posted materials (note: if you cannot obtain the appropriate consent for an identifiable individual appearing in your posted materials, then his/her face must be blurred out);