imortgage -Chris Black Team
Description
2010 Crow Canyon Pl, Ste 420
San Ramon, CA 94583
http://www.imortgage.com/corporate-license
http://www.imortgage.com/privacy
NMLS #275073
Honesty is the heart of my business. Now personally serving the San Francisco Bay Area (Office in San Ramon) and Orange County (office in Newport Beach)
I entered the industry as thousands were leaving in December of 2008. For the past 7 years I have been living, learning and breathing everything that has to do with residential financing done THE RIGHT WAY. I have been blessed to have the opportunity to work alongside some of the Real Estate Industry's top professionals. I specialize in finding the right mortgage option to fit every client's unique financial situation. With so much involved in getting a mortgage I make sure to be easily accessible to answer any questions and make sure they know when working with me that they will always receive the up most dedication and respect.
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RECENT FACEBOOK POSTS
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Low Down Payments Available (EVEN WITH JUMBO LOANS) There is such a misconception that you need LARGE down payments to buy a home. You can honestly buy a home for less than what you would need to put down for rent (First months’ rent+ Last Months +Deposit) with a lower payment Message me to find out more.
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So you got into contract but think rates are going to go down before closing. A lot of people want to roll the dice to save a few bucks but end up missing out on the dips because they get too greedy ending up with a higher rate due to market turbulence. With this program you are able to lock in your rate and if they go down before closing you're able to float down to the lower rate! (restrictions apply see below)
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Mortgage Qualification Tips!
Grand Opening!
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Ever wonder what the difference between FHA, Conventional and Jumbo? Here is a quick guide to see what loan type would be best for your next home purchase!
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Let us know if you would like to join us for our Grand Opening and Holiday Open House! Drinks, food and fun provided! Next Thursday December 8th
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Updated county loan limits!
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Wait times to buy after major events on credit.. Please not we do have special programs for qualified borrowers to buy in as little as 1 year after a major event
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Mortgage Do's and Don'ts
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The factors that are considered when getting a home loan rate quote..