An article I wrote about come of the impacts changing a job can have on your insurances.

Changes to superannuation have passed through parliament. The attached video describes the bulk of the changes. Feel free to share. https://youtu.be/l34kPeXhkyc

Saw a client with over $400,000 in super today. Fees are just over 2% so costing nearly $9,000 per annum. Just a "run of the mill" fund (so doesn't offer anything special to justify their ridiculous fees). Moving to a fund that will cost closer to 0.5% saving over $6,000 a year in fees. Happy client, happy adviser.

I ran my seminar on Tuesday evening and had a great turnout. You forget how much time and energy needs to go into preparing for them when you haven't run one for a while. The Centrelink Financial Information Services Officer was fantastic and she earned rave reviews from the attendees I spoke to afterwards. I'm sure that there wasn't a person in the room who didn't benefit from the information provided. I believe the food and wine was a hit too. Thankyou to all who attended.

Are you or a family member or friend possibly going to lose up to $14,000 a year? Follow the link to register for the information session. https://www.surveymonkey.com/r/SPP7JD3

Register via the link ...https://www.surveymonkey.com/r/SPP7JD3 or email toshea@precept.net.au

Are you or your parents getting the Age Pension? The eligibility rules are changing on January 1st and I am running a complimentary information session at the end of September about this. Session in Osborne Park or West Perth dependant on numbers. Register your interest (or register for your parents) via the link below. https://www.surveymonkey.com/r/583XYXB

See my facebook page about a seminar that I am running concerning this.

I am running some seminars in Perth from September to November. One of the seminars will be designed for people who are already retired and should have a Centrelink Officer there (dependant on dates and availability) and the other will have an emphasis on planning for retirement designed for those who are within 10 years of retiring. Complete the form if you are interested in attending. https://www.surveymonkey.com/r/SP5R2K5

Retiring in the next 10 years? This video provides a very short client story. Remember, you don't know what you don't know. https://youtu.be/kINreSj8msM

Really nice article. I love the comment about walking down the street dripping money behind us by buying sunnies, coffees and cocktails and spending on ATM fees. This is something I have harped on about recently ... with the concept being that we should understand the things that are important to you and then organise your finances around that. Control you money rather than have it control you. These authors are just so much more eloquent than me. http://www.businessinsider.com.au/money-is-the-means-not-the-end-2016-7