Michael Flahive - Mortgage & Finance Broker
Description
Specialising in home loans, investment loans, refinancing, debt consolidation and car loans. Call 0417 798 659 for your free no obligation appointment. Everyone has financial goals, but most might need some help in the steps getting there. With over 10 years experience in finance, let me help by making sure your structure is in line with your goals. I specialise in providing my clients with tailored loan solutions for all types of lending scenarios ranging from first home buyers, experienced investors to large development and commercial finance.
My philosophy is that my primary role is to make sure your money is working for you and not you working for your money. I truly believe that implementing the right loan structure can save you thousands over the life of the loan and can prepare you for any unexpected changes in the market.
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facebook.comHow this man lost his $41k home deposit
Disappointing result for a young man that's worked hard to get himself into the market. A prime example of why you should use a broker.
Murmurings from borrowers about a recent rise in rates as quoted from an article in The Adviser today... "As banks begin lifting mortgage rates in the lead up to Christmas, analysis has revealed that Australian home owners are burdened by unhealthy levels of debt. A new analysis of client data by personal financial management software company Moneysoft shows “disturbing signs of mortgage stress” among Australian home owners." Give your friendly neighbourhood broker a call if you'd like to review your position leading into Christmas - 0417 798 659 or email michael@rateone.com.au
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Thinking about an investment property? Have a read of our top 10 tips. #RateOne #HoHoHomeLoans #TisTheSeason
The words 'Unconditional Approval' have an especially nice ring to them at 5pm on a Friday. Two families starting the weekend off with some fantastic news. Want that to be you? Give your friendly neighbourhood mortgage broker a call on 0417 798 659 or email michael@rateone.com.au. Have a great weekend.
Lenders raise mortgage rates by up to 45 basis points
Interesting response from some lenders to increase rates with some observers citing the 'Trump factor' as the cause for this.
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Helping people achieve their dream of owning a home is largely satisfying. Having clients reward me for doing my job is a huge buzz.
Credit card debts or personal/car loans starting to get ahead of you? Thinking about where the extra money will come from to get through the upcoming Christmas period? With home loan interest rates at an all-time low, now could be a good time to look at debt consolidation. There could be an opportunity to minimise your total repayments and make things a little easier during the festive season. For a free no obligation assessment, make an appointment with your friendly neighbourhood mortgage broker.
The topic of credit scoring is starting to trend in the media. At RateOne we've had our finger on the pulse with our BDM having shared a 4 point release from Point Hacks. For those interested, I've included these articles in the comments below along with a news.com.au article about how partners of 1 in 5 relationships worry about their other halve's credit rating and a segment from the Today Show this week on credit scores.