Description
We provide mortgage advice for home owners and investors. We help you choose the right loan from the right lender at no cost to you. We recognise that each client has individual requirements which are not catered to by a “one size fits all” approach.
When you engage a Smartline broker to arrange your finance, you can breathe easy as each solution is custom made and tailored to match your unique situation and objectives.
We start by assessing your particular needs now, as well as your potential needs in the future. Next we map out a strategy and create the ideal loan structure.
We then take it one step further by not just arranging your loan, but by project managing the whole purchase and re-finance process.
Smartline has become a market leader in the mortgage broking industry through our attention to detail and award winning service.
Your Smartline broker puts themselves in the middle and acts as the hub for the whole process. This will save you a lot of time, stress and money as you can rest easy that all is under control.
We have the knowledge and the relationships to ensure you get the most appropriate loan suited to your requirements without charging you any fees.
Our service is built on quality advice with client education as the keystone.
When it comes to business finance, wealth management and wealth protection, Smartline offer the full package. Our network of advisers can assist with everything from home mortgages, small business loans, commercial loans for large developments as well as car finance & insurance, income protection and life insurance.
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facebook.comSmartline Personal Mortgage Advisers - Lana Moy
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Timeline Photos
Welcome back to 2017! We've had a well needed break and a small trip to the Snowy Mountains with some friends. Back into it now though and I am guessing a lot of you are too (its a bit of a rude shock going back to the office!) Thought I'd share a pic of Greg and I after a ride from Thredbo via the river trail to Lake Crackenback resort. We finished off that one with lunch at the Wild Brumby Distillery (highly recommended) With the new year nearly in full swing it is a great time to consider your current mortgage situation. Love to hear from you if you'd like to look at options or check if your current loan is competitive (no obligation)
Photos from Smartline Personal Mortgage Advisers - Lana Moy's post
Smartline and friends Christmas Party!! Merry Christmas everyone!!
The crazy prices prestige homes rent for over the holidays
Lifestyles of the Rich and Famous.... Looking for an up-market rental in Australia for the holiday season? Try these beauties. http://www.domain.com.au/news/the-crazy-prices-prestige-properties-are-rented-out-for-over-new-years-eve-20161220-gtak6j/
Naughty or nice? You’ve gotta watch this video for Elf Snowball Fight!
New South Wales: The return of the premier state? - Personal Mortgage Brokers for Home Loans in Australia - Smartline
We have received an amazing new ebook from the people at .id the population experts. The title of this ebook is NSW - The return of the premier state. Link is below. If you are at all interested in the NSW property market, we strongly recommend that you find the time to read through this research. The following graphic stood out for us. An amazing rate of growth in store. According to .id, the following 3 demographic changes have contributed to the higher rates of growth over the last 10 years. These three factors are expected to continue, in varying degrees, over the next 20 years. 1. Higher rates of overseas migration to Australia. 2. Lower levels of interstate migration loss. 3. Increasing numbers of births. Whilst many factors contribute to the success of the property market, scarcity of supply is undoubtedly going to have an impact on prices. Higher dwelling density rates are inevitable. It is hard to see the long term value of land depreciating. http://www.smartline.com.au/home-loans/home-buying-advice/fact-sheets/new-south-wales-the-return-of-the-premier-state/
Smartline Personal Mortgage Advisers
Timeline Photos
Catching up friends at the ANZ broker BDM team reunion. Love these guys!
Timeline Photos
New Corporate Pics Thanks to David Curzon of DC Photography Designs (also a client of ours!). Was one of the easiest and most pleasant sessions we all have done. Lots of waves coming over the boardwalk to Collaroy Pool, along with a windy northerly, made it a touch tricky.
Photos from Smartline Personal Mortgage Advisers - Lana Moy's post
What will the 2017 market look like? A little better than the old crystal ball! As we approach the end of 2016, we are wondering what next year will bring in terms of property prices. Fortunately, Core Logic have given us some insights. A recently completed survey of almost 2500 people shows us what buyers and sellers are thinking. Sydney, in particular, makes for interesting reading. Sellers are having a good time, with 74% thinking that now is a good time to sell. Despite this high level of "seller confidence", John McGrath has pointed out that property listings in Sydney have dropped by around 30%. Apparently, people are worried about selling because they don't want to be left out of this growing market. Part of the reason for this seller confidence is that 52% of buyers still think it is a good time to get into the market. Although, it must be pointed out that buyer confidence has dropped over the last 12 months. It seems that both supply and demand are falling. The NSW office of state revenue reported a 10% drop in the number of property sales since July. Perhaps prices are continuing to rise because supply is falling faster than demand. It is also interesting to note that 73% of Non-Sydney, NSW buyers think that now is a good time to buy, making them far more optimistic than their Sydney cousins. Perth tells a very different story. Prices remain subdued despite 80% of respondents thinking that now would be a good time to buy. Perhaps this demand is dependent on low prices as only 20% of sellers believe it is a good time to sell. This survey also asked the respondents to predict the future direction of interest rates. The results are telling. 36% of people expect rates to lift over the next 12 months. As always I am available to talk through your plans if you wish. Please don't hesitate to call.
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Today’s the last day to enter to win $5,000 off your mortgage. Terms apply. Visit www.smartline.com.au/summersplash
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